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22 11, 2017

Defining Your Own Future

November 22nd, 2017|Group Retirement|

Pension plans are an important part of retirement planning for employees. There are two types of plans: defined benefit and defined contribution. Defined benefit plans are being used increasingly less because they are built on a set payment formula which can be hard for a company to administer given lower interest rates and longer retirements. […]

8 11, 2017

The Benefit of Benefits

November 8th, 2017|Employee Benefits|

Research shows that Canadians lose $3 billion a year by not using their benefits. This has a major impact on employee morale, but can also affects the bottom line for many businesses when employees end up with lower productivity: all because they are essentially running on empty. Ensuring employees know how they can be supported […]

25 10, 2017

Investing In Trust

October 25th, 2017|Wealth Management|

When you trust the team managing your assets, the mutual relationship is priceless.  The financial team is able to bring new and exciting options to the table that they feel would be beneficial and you are more likely to be open to investment opportunities that you may not have considered otherwise.

What Builds Your Trust?

You want […]

11 10, 2017

Protect your Employees – and your Business – with the Right Employee Benefits Program

October 11th, 2017|Employee Benefits|

Research shows that one-third of Canadian employees will be off work for a short-term disability during their career.  Surprisingly, most of the issues affecting staffing levels are related to stress, anxiety and mental wellness rather than accidents.

Ensure your organization is prepared

Based on predicted fluctuations in the economy, employee benefits groups can gauge when the volume […]

27 09, 2017

Putting the ‘Personal’ in Personal Insurance

September 27th, 2017|Personal Insurance|

Single or married.  Empty nesters or new parents.  First job or recently retired.  Renting or buying.  Big-city hustler or country bumpkin. Frequent traveler or one for routine. Many factors go into developing the personal insurance solution that’s right for you.

More of what you need, less of what you don’t

Your personal insurance team should be investigating […]

20 09, 2017

Valued Employees are Loyal Employees

September 20th, 2017|Wealth Management|

Rewarding employees is a great way to build loyalty, retention and a team mentality.  When employees feel valued through an enticing benefits plan, they are more likely to feel connected to their place of employment.  Research shows that the right benefits can increase productivity and tenure and decrease absenteeism.

The Benefits of Benefits

Life and disability insurance, […]

30 08, 2017

Millennials Preparing for Tomorrow

August 30th, 2017|Wealth Management|

No matter someone’s birth date, planning for the future will always lead to peace of mind.

A Different Outlook

For millennials, technology has provided new and greater opportunities to work flexibly and globally and is an important means for finding deals, paying bills and managing savings.

Millennials’ behaviour differs significantly compared to previous generations. Their entrepreneurial mindset makes […]

20 07, 2017

Supporting those helping others

July 20th, 2017|Dobson & Toncic Announcements|

High-profile industry professionals within the retirement living community will gather to celebrate the Ontario Retirement Communities Association’s (ORCA) 40ᵗʰ anniversary at their annual Summer Conference this September. A stacked list of speakers, including Ken Jaeger, CEO of MorningStar Senior Living, which services 25 retirement communities across eight states, and Dr. Robert S. Bell, Ontario Deputy Minister […]

27 06, 2017

With the right insurance policy, you’ll be prepared.

June 27th, 2017|Personal Insurance|

Insurance isn’t always top of mind for those starting a career or newly married.  This is a time when many feel their health is good and their savings plans are just beginning.  But investing in your own journey could be just what is needed to give you peace of mind.

What is the Difference between Life […]

25 05, 2017

What is best for you, a TFSA, RRSP or both?

May 25th, 2017|Wealth Management|

Everyone wants to make wise decisions when it comes to saving their hard-earned money. Two tools that are often discussed and debated are the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA).

Why choose the RRSP?

This is usually used for retirement and typically recommended for those in a higher income bracket. With RRSPs, […]